      /* ===== Security Budget Planner Styles ===== */
      :root {
        --cat-accent-default: #1e4080;
        --cat-bg-default: #1e4080;
        --radius-sm: 2px;
        --radius-md: 4px;
        --radius-lg: 6px;
        --shadow-sm: 0 1px 3px rgba(0, 0, 0, 0.08);
        --shadow-md: 0 4px 12px rgba(0, 0, 0, 0.1);
        --shadow-lg: 0 8px 24px rgba(0, 0, 0, 0.12);
      }

      /* ===== Accessibility: Focus Indicators ===== */
      *:focus-visible {
        outline: 3px solid #2563eb;
        outline-offset: 2px;
        border-radius: 2px;
      }

      /* ===== Accessibility: Reduced Motion ===== */
      @media (prefers-reduced-motion: reduce) {
        *,
        *::before,
        *::after {
          animation-duration: 0.01ms !important;
          animation-iteration-count: 1 !important;
          transition-duration: 0.01ms !important;
          scroll-behavior: auto !important;
        }
      }

      /* ===== Skip Link ===== */
      .skip-link:focus {
        position: fixed;
        top: 8px;
        left: 8px;
        z-index: 10000;
        padding: 12px 20px;
        background: var(--primary-blue);
        color: white;
        font-weight: 600;
        border-radius: var(--radius-sm);
        text-decoration: none;
      }

      /* ===== Breadcrumb ===== */
      .breadcrumb {
        padding: 12px 0;
        background: #f8fafc;
        border-bottom: 1px solid var(--gray-100);
      }

      .breadcrumb-list {
        list-style: none;
        display: flex;
        align-items: center;
        gap: 8px;
        margin: 0;
        padding: 0;
        font-size: 0.85rem;
      }

      .breadcrumb-list li {
        display: flex;
        align-items: center;
        gap: 8px;
      }

      .breadcrumb-list li:not(:last-child)::after {
        content: "/";
        color: var(--gray-400);
      }

      .breadcrumb-list a {
        color: var(--primary-blue);
        text-decoration: none;
      }

      .breadcrumb-list a:hover {
        text-decoration: underline;
      }

      .breadcrumb-list .current {
        color: var(--gray-500);
      }

      /* ===== Hero ===== */
      .checklist-hero {
        padding: 100px 0 40px;
        background: var(--primary-blue-dark);
        color: white;
        text-align: center;
      }

      .checklist-hero h1 {
        font-size: 2.5rem;
        font-weight: 800;
        margin-bottom: 0.75rem;
        color: white;
      }

      .checklist-hero p {
        font-size: 1.2rem;
        font-weight: 500;
        max-width: 600px;
        margin: 0 auto 1.5rem;
        line-height: 1.6;
        color: #ffffff;
      }

      /* Trust Stats */
      .trust-stats {
        display: flex;
        justify-content: center;
        gap: 32px;
        margin-bottom: 2rem;
        flex-wrap: wrap;
      }

      .trust-stat {
        text-align: center;
      }

      .trust-stat-number {
        font-size: 1.75rem;
        font-weight: 800;
        display: block;
      }

      .trust-stat-label {
        font-size: 0.8rem;
        opacity: 0.85;
        font-weight: 500;
      }

      /* Overall Progress */
      .overall-progress {
        max-width: 800px;
        margin: 0 auto;
        background: rgba(255, 255, 255, 0.15);
        padding: 16px 24px;
        border: 1px solid rgba(255, 255, 255, 0.25);
        border-radius: var(--radius-md);
      }

      .overall-progress-header {
        display: flex;
        justify-content: space-between;
        align-items: center;
        margin-bottom: 8px;
      }

      .overall-progress-label {
        font-size: 0.85rem;
        font-weight: 600;
        opacity: 0.9;
      }

      .overall-progress-count {
        font-size: 0.85rem;
        font-weight: 700;
      }

      .overall-progress-bar {
        width: 100%;
        height: 8px;
        background: rgba(255, 255, 255, 0.3);
        overflow: hidden;
        border-radius: 4px;
      }

      .overall-progress-fill {
        height: 100%;
        background: white;
        transition: width 0.4s ease;
        border-radius: 4px;
      }

      /* ===== Checklist Body ===== */
      .checklist-body {
        padding: 40px 0;
        background: var(--gray-100, #f3f4f6);
      }

      .checklist-grid {
        display: flex;
        flex-direction: column;
        gap: 16px;
        max-width: 800px;
        margin: 0 auto;
      }

      /* Category Card */
      .category-card {
        background: white;
        border: 1px solid var(--gray-200);
        overflow: hidden;
        border-radius: var(--radius-md);
        box-shadow: var(--shadow-sm);
        transition: box-shadow 0.2s ease;
      }

      .category-card:hover {
        box-shadow: var(--shadow-md);
      }

      .category-card-header {
        display: flex;
        align-items: center;
        justify-content: space-between;
        padding: 20px 24px;
        cursor: pointer;
        user-select: none;
        background: var(--cat-bg);
        border: none;
        width: 100%;
        text-align: left;
        min-height: 44px;
        border-radius: 0;
      }

      .category-card-header:hover {
        background: var(--primary-blue-light);
      }

      .category-header-left {
        display: flex;
        align-items: center;
        gap: 12px;
      }

      .category-number {
        font-size: 0.75rem;
        font-weight: 700;
        color: var(--cat-accent);
        background: white;
        width: 32px;
        height: 32px;
        display: flex;
        align-items: center;
        justify-content: center;
        border: 2px solid var(--cat-accent);
        border-radius: var(--radius-sm);
      }

      .category-icon {
        margin-right: 6px;
      }

      .category-name {
        font-size: 1.125rem;
        font-weight: 700;
        color: white;
      }

      .category-header-right {
        display: flex;
        align-items: center;
        gap: 16px;
      }

      .category-progress-pill {
        font-size: 0.8rem;
        font-weight: 600;
        padding: 4px 12px;
        background: white;
        color: var(--cat-accent);
        border: 1px solid var(--cat-accent);
        white-space: nowrap;
        border-radius: 20px;
      }

      .category-progress-pill.complete {
        background: #16a34a;
        color: white;
        border-color: #16a34a;
      }

      .category-chevron {
        width: 20px;
        height: 20px;
        color: white;
        transition: transform 0.2s ease;
      }

      .category-card.open .category-chevron {
        transform: rotate(180deg);
      }

      /* Category Content */
      .category-content {
        max-height: 0;
        overflow: hidden;
        transition: max-height 0.3s ease;
      }

      .category-card.open .category-content {
        max-height: 3000px;
      }

      .controls-list {
        padding: 0 24px 24px;
      }

      .control-item {
        display: flex;
        align-items: flex-start;
        gap: 12px;
        padding: 14px 0;
        border-bottom: 1px solid var(--gray-100);
      }

      .control-item:last-child {
        border-bottom: none;
      }

      .control-checkbox {
        flex-shrink: 0;
        width: 44px;
        height: 44px;
        border: 2px solid var(--gray-300);
        cursor: pointer;
        display: flex;
        align-items: center;
        justify-content: center;
        transition: all 0.15s ease;
        margin-top: 0;
        border-radius: var(--radius-sm);
      }

      .control-checkbox:hover {
        border-color: var(--cat-accent);
        background: rgba(30, 58, 95, 0.05);
      }

      .control-checkbox.checked {
        background: var(--cat-accent);
        border-color: var(--cat-accent);
      }

      .control-checkbox.checked svg {
        display: block;
      }

      .control-checkbox svg {
        display: none;
        width: 18px;
        height: 18px;
        color: white;
      }

      .control-number {
        font-size: 0.75rem;
        font-weight: 600;
        color: var(--gray-400);
        min-width: 32px;
        margin-top: 12px;
      }

      .control-text {
        font-size: 0.95rem;
        line-height: 1.5;
        color: var(--gray-700);
        margin-top: 10px;
      }

      .control-item.completed .control-text {
        color: var(--gray-500);
        text-decoration: line-through;
      }

      /* Category Progress Bar (within card) */
      .category-progress-bar {
        margin: 0 24px 20px;
        height: 4px;
        background: var(--gray-100);
        overflow: hidden;
        border-radius: 2px;
      }

      .category-progress-fill {
        height: 100%;
        background: var(--cat-accent);
        transition: width 0.3s ease;
        border-radius: 2px;
      }

      /* ===== Progress Width Utilities (CSP-compliant) ===== */
      .progress-w-0 {
        width: 0%;
      }
      .progress-w-1 {
        width: 1%;
      }
      .progress-w-2 {
        width: 2%;
      }
      .progress-w-3 {
        width: 3%;
      }
      .progress-w-4 {
        width: 4%;
      }
      .progress-w-5 {
        width: 5%;
      }
      .progress-w-6 {
        width: 6%;
      }
      .progress-w-7 {
        width: 7%;
      }
      .progress-w-8 {
        width: 8%;
      }
      .progress-w-9 {
        width: 9%;
      }
      .progress-w-10 {
        width: 10%;
      }
      .progress-w-11 {
        width: 11%;
      }
      .progress-w-12 {
        width: 12%;
      }
      .progress-w-13 {
        width: 13%;
      }
      .progress-w-14 {
        width: 14%;
      }
      .progress-w-15 {
        width: 15%;
      }
      .progress-w-16 {
        width: 16%;
      }
      .progress-w-17 {
        width: 17%;
      }
      .progress-w-18 {
        width: 18%;
      }
      .progress-w-19 {
        width: 19%;
      }
      .progress-w-20 {
        width: 20%;
      }
      .progress-w-21 {
        width: 21%;
      }
      .progress-w-22 {
        width: 22%;
      }
      .progress-w-23 {
        width: 23%;
      }
      .progress-w-24 {
        width: 24%;
      }
      .progress-w-25 {
        width: 25%;
      }
      .progress-w-26 {
        width: 26%;
      }
      .progress-w-27 {
        width: 27%;
      }
      .progress-w-28 {
        width: 28%;
      }
      .progress-w-29 {
        width: 29%;
      }
      .progress-w-30 {
        width: 30%;
      }
      .progress-w-31 {
        width: 31%;
      }
      .progress-w-32 {
        width: 32%;
      }
      .progress-w-33 {
        width: 33%;
      }
      .progress-w-34 {
        width: 34%;
      }
      .progress-w-35 {
        width: 35%;
      }
      .progress-w-36 {
        width: 36%;
      }
      .progress-w-37 {
        width: 37%;
      }
      .progress-w-38 {
        width: 38%;
      }
      .progress-w-39 {
        width: 39%;
      }
      .progress-w-40 {
        width: 40%;
      }
      .progress-w-41 {
        width: 41%;
      }
      .progress-w-42 {
        width: 42%;
      }
      .progress-w-43 {
        width: 43%;
      }
      .progress-w-44 {
        width: 44%;
      }
      .progress-w-45 {
        width: 45%;
      }
      .progress-w-46 {
        width: 46%;
      }
      .progress-w-47 {
        width: 47%;
      }
      .progress-w-48 {
        width: 48%;
      }
      .progress-w-49 {
        width: 49%;
      }
      .progress-w-50 {
        width: 50%;
      }
      .progress-w-51 {
        width: 51%;
      }
      .progress-w-52 {
        width: 52%;
      }
      .progress-w-53 {
        width: 53%;
      }
      .progress-w-54 {
        width: 54%;
      }
      .progress-w-55 {
        width: 55%;
      }
      .progress-w-56 {
        width: 56%;
      }
      .progress-w-57 {
        width: 57%;
      }
      .progress-w-58 {
        width: 58%;
      }
      .progress-w-59 {
        width: 59%;
      }
      .progress-w-60 {
        width: 60%;
      }
      .progress-w-61 {
        width: 61%;
      }
      .progress-w-62 {
        width: 62%;
      }
      .progress-w-63 {
        width: 63%;
      }
      .progress-w-64 {
        width: 64%;
      }
      .progress-w-65 {
        width: 65%;
      }
      .progress-w-66 {
        width: 66%;
      }
      .progress-w-67 {
        width: 67%;
      }
      .progress-w-68 {
        width: 68%;
      }
      .progress-w-69 {
        width: 69%;
      }
      .progress-w-70 {
        width: 70%;
      }
      .progress-w-71 {
        width: 71%;
      }
      .progress-w-72 {
        width: 72%;
      }
      .progress-w-73 {
        width: 73%;
      }
      .progress-w-74 {
        width: 74%;
      }
      .progress-w-75 {
        width: 75%;
      }
      .progress-w-76 {
        width: 76%;
      }
      .progress-w-77 {
        width: 77%;
      }
      .progress-w-78 {
        width: 78%;
      }
      .progress-w-79 {
        width: 79%;
      }
      .progress-w-80 {
        width: 80%;
      }
      .progress-w-81 {
        width: 81%;
      }
      .progress-w-82 {
        width: 82%;
      }
      .progress-w-83 {
        width: 83%;
      }
      .progress-w-84 {
        width: 84%;
      }
      .progress-w-85 {
        width: 85%;
      }
      .progress-w-86 {
        width: 86%;
      }
      .progress-w-87 {
        width: 87%;
      }
      .progress-w-88 {
        width: 88%;
      }
      .progress-w-89 {
        width: 89%;
      }
      .progress-w-90 {
        width: 90%;
      }
      .progress-w-91 {
        width: 91%;
      }
      .progress-w-92 {
        width: 92%;
      }
      .progress-w-93 {
        width: 93%;
      }
      .progress-w-94 {
        width: 94%;
      }
      .progress-w-95 {
        width: 95%;
      }
      .progress-w-96 {
        width: 96%;
      }
      .progress-w-97 {
        width: 97%;
      }
      .progress-w-98 {
        width: 98%;
      }
      .progress-w-99 {
        width: 99%;
      }
      .progress-w-100 {
        width: 100%;
      }

      /* ===== Inline CTA ===== */
      .inline-cta {
        max-width: 800px;
        margin: 0 auto 16px;
        padding: 20px 24px;
        background: #f0f7ff;
        border: 1px solid #bfdbfe;
        border-radius: var(--radius-md);
        display: flex;
        align-items: center;
        justify-content: space-between;
        gap: 16px;
        flex-wrap: wrap;
      }

      .inline-cta-text {
        font-size: 0.9rem;
        color: var(--gray-700);
        font-weight: 500;
      }

      .inline-cta-text strong {
        color: var(--primary-blue);
      }

      .inline-cta .btn-sm {
        padding: 10px 20px;
        font-size: 0.85rem;
        font-weight: 600;
        color: white;
        background: var(--primary-blue);
        border: none;
        border-radius: var(--radius-sm);
        cursor: pointer;
        text-decoration: none;
        white-space: nowrap;
        transition: background 0.15s ease;
      }

      .inline-cta .btn-sm:hover {
        background: var(--primary-blue-dark);
      }

      /* ===== Dynamic CTA ===== */
      .dynamic-cta {
        text-align: center;
        padding: 48px 24px;
        background: var(--gray-50, #f9fafb);
        border-top: 1px solid var(--gray-200);
      }

      .dynamic-cta h3 {
        font-size: 1.5rem;
        font-weight: 700;
        color: var(--gray-900);
        margin-bottom: 0.5rem;
      }

      .dynamic-cta p {
        font-size: 1rem;
        color: var(--gray-500);
        margin-bottom: 1.5rem;
        max-width: 500px;
        margin-left: auto;
        margin-right: auto;
      }

      .dynamic-cta .btn {
        display: inline-flex;
        align-items: center;
        gap: 8px;
        padding: 14px 28px;
        font-size: 1rem;
        font-weight: 600;
        color: white;
        background: var(--primary-blue);
        border: none;
        cursor: pointer;
        text-decoration: none;
        transition: background 0.15s ease;
        border-radius: var(--radius-sm);
      }

      .dynamic-cta .btn:hover {
        background: var(--primary-blue-dark);
      }

      /* ===== FAQ Section ===== */
      .faq-section {
        padding: 56px 0;
        background: var(--primary-blue-light);
      }

      .faq-section h2 {
        text-align: center;
        font-size: 1.75rem;
        font-weight: 700;
        margin-bottom: 12px;
        color: white;
      }

      .faq-section .faq-subtitle {
        text-align: center;
        font-size: 0.95rem;
        color: rgba(255, 255, 255, 0.85);
        margin-bottom: 36px;
      }

      .faq-list {
        max-width: 720px;
        margin: 0 auto;
        display: flex;
        flex-direction: column;
        gap: 12px;
      }

      .faq-item {
        background: white;
        border: 1px solid var(--gray-200);
        border-left: 3px solid var(--primary-blue-dark);
        border-radius: var(--radius-md);
        overflow: hidden;
      }

      .faq-item summary {
        font-size: 1rem;
        font-weight: 600;
        color: var(--primary-blue-dark);
        padding: 18px 24px;
        cursor: pointer;
        list-style: none;
        display: flex;
        align-items: center;
        justify-content: space-between;
        gap: 12px;
      }

      .faq-item summary::-webkit-details-marker {
        display: none;
      }

      .faq-item summary::after {
        content: "+";
        font-size: 1.25rem;
        font-weight: 400;
        color: var(--gray-400);
        flex-shrink: 0;
        transition: transform 0.2s ease;
      }

      .faq-item[open] summary::after {
        content: "\2212";
      }

      .faq-item summary:hover {
        color: var(--primary-blue);
      }

      .faq-item .faq-answer {
        font-size: 0.9rem;
        line-height: 1.6;
        color: var(--gray-700);
        margin: 0;
        padding: 0 24px 18px;
      }

      /* ===== Save Progress Modal ===== */
      .save-modal-overlay {
        display: none;
        position: fixed;
        inset: 0;
        background: rgba(0, 0, 0, 0.5);
        z-index: 1000;
        align-items: center;
        justify-content: center;
        padding: 20px;
      }

      .save-modal-overlay.visible {
        display: flex;
      }

      .save-modal {
        background: white;
        padding: 40px;
        max-width: 440px;
        width: 100%;
        text-align: center;
        position: relative;
        border-radius: var(--radius-lg);
        box-shadow: var(--shadow-lg);
      }

      .save-modal-close {
        position: absolute;
        top: 16px;
        right: 16px;
        background: none;
        border: none;
        cursor: pointer;
        color: var(--gray-400);
        font-size: 1.5rem;
        line-height: 1;
        width: 44px;
        height: 44px;
        display: flex;
        align-items: center;
        justify-content: center;
        border-radius: var(--radius-sm);
      }

      .save-modal-close:hover {
        background: var(--gray-100);
      }

      .save-modal h3 {
        font-size: 1.25rem;
        font-weight: 700;
        margin-bottom: 0.5rem;
        color: var(--gray-900);
      }

      .save-modal p {
        font-size: 0.9rem;
        color: var(--gray-500);
        margin-bottom: 1.5rem;
      }

      .save-modal-progress {
        font-size: 2rem;
        font-weight: 800;
        color: var(--primary-blue);
        margin-bottom: 0.25rem;
      }

      .save-modal-sublabel {
        font-size: 0.8rem;
        color: var(--gray-400);
        margin-bottom: 1.5rem;
      }

      .save-modal input[type="email"] {
        width: 100%;
        padding: 12px 16px;
        border: 2px solid var(--gray-200);
        font-size: 1rem;
        font-family: var(--font-sans);
        margin-bottom: 12px;
        box-sizing: border-box;
        border-radius: var(--radius-sm);
      }

      .save-modal input[type="email"]:focus {
        border-color: var(--primary-blue);
        outline: none;
      }

      .save-modal button[type="submit"] {
        width: 100%;
        padding: 12px;
        background: var(--primary-blue);
        color: white;
        border: none;
        font-size: 1rem;
        font-weight: 600;
        cursor: pointer;
        font-family: var(--font-sans);
        transition: background 0.15s ease;
        border-radius: var(--radius-sm);
      }

      .save-modal button[type="submit"]:hover {
        background: var(--primary-blue-dark);
      }

      .save-modal .skip-link-text {
        display: block;
        margin-top: 12px;
        font-size: 0.8rem;
        color: var(--gray-400);
        cursor: pointer;
        text-decoration: underline;
        background: none;
        border: none;
        font-family: var(--font-sans);
      }

      /* PDF Download link */
      .pdf-download-bar {
        display: flex;
        align-items: center;
        justify-content: center;
        gap: 10px;
        padding: 14px 20px;
        background: var(--gray-100);
        font-size: 0.9rem;
        color: var(--gray-700);
        border-bottom: 1px solid var(--gray-200);
      }

      .pdf-download-bar a {
        color: var(--primary-blue);
        font-weight: 600;
        text-decoration: none;
      }

      .pdf-download-bar a:hover {
        text-decoration: underline;
      }

      /* ===== Screen Reader Only ===== */
      .sr-only {
        position: absolute;
        width: 1px;
        height: 1px;
        padding: 0;
        margin: -1px;
        overflow: hidden;
        clip: rect(0, 0, 0, 0);
        white-space: nowrap;
        border: 0;
      }

      /* ===== Responsive: Mobile (480px) ===== */
      @media (max-width: 480px) {
        .checklist-hero h1 {
          font-size: 1.5rem;
        }

        .checklist-hero p {
          font-size: 0.9rem;
        }

        .trust-stats {
          gap: 16px;
        }

        .trust-stat-number {
          font-size: 1.25rem;
        }

        .category-name {
          font-size: 0.95rem;
        }

        .inline-cta {
          flex-direction: column;
          text-align: center;
        }
      }

      /* ===== Responsive: Tablet (768px) ===== */
      @media (max-width: 768px) {
        .checklist-hero h1 {
          font-size: 1.75rem;
        }

        .checklist-hero p {
          font-size: 1rem;
        }

        .category-card-header {
          padding: 16px;
          flex-wrap: wrap;
          gap: 12px;
        }

        .category-header-right {
          width: 100%;
          justify-content: space-between;
        }

        .controls-list {
          padding: 0 16px 16px;
        }

        .control-item {
          padding: 12px 0;
        }

        .overall-progress {
          padding: 12px 16px;
        }

        .trust-stats {
          gap: 20px;
        }

        .faq-list {
          padding: 0 16px;
        }
      }

      /* ===== Responsive: Large Desktop (1200px+) ===== */
      @media (min-width: 1200px) {
        .checklist-grid {
          max-width: 900px;
        }

        .overall-progress {
          max-width: 900px;
        }

        .checklist-hero h1 {
          font-size: 3rem;
        }

        .inline-cta {
          max-width: 900px;
        }
      }

      /* Force footer links to always be visible */
      .footer-links ul {
        max-height: none !important;
        overflow: visible !important;
      }
